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#CAN I GO TO JAIL FOR GIVING A FAKE BANK STATEMENT HOW TO#
Your sister’s personal representative should also seek legal help if he or she isn’t sure how to deal with the estate. If the bank investigates the charges made after your sister’s date of death and decides to press charges, seek legal help immediately. Do the best you can to make this right, however, and you should be OK. It’s important to note that if the personal representative turns in the car, and the net amount the loan company gets from the car at auction is less than the amount your sister owed, the loan company may send the estate a bill for the difference.Īs you’ve discovered, it’s easy to make a mistake at a stressful time like this. Or the representative of the estate may choose to sell the car and pay off the loan, or turn in the car to the loan company. The family may want to pay off the car or continue making payments so they can keep the car. The personal representative of the estate may in turn decide to reimburse you for expenses related to the service, including funeral clothing and gas for running related errands.Īs far as the car goes, the personal representative (or executor) should work with the family and the auto loan company to determine how to proceed. If possible, I recommend you pay back the remaining charges to the estate, as well. The unused $150 from the cash advance on your sister’s card should go back into her estate. At each level of priority, the bills are paid on a proportional basis, so the creditors receive their fair share according to state law. If there is not enough money to pay all debts in full, certain debts take precedence over others. For example, the law may require a waiting period of six weeks from the date of death before bills are paid to give all the bills a chance to arrive. The personal representative of your sister’s estate should follow closely the laws in your sister’s state to make sure all her bills are paid in the time, order and proportion required by state law. If someone had used your sister’s card for several thousand dollars or more after her death, and there was not enough money in her estate to pay the balance, the bank would be more likely to prosecute. The larger the amount in question, the more resources they will expend to make sure they get repaid.
It could have been worse.Ĭredit card companies are primarily interested in getting paid. A cash advance would seem to look especially suspect.įortunately, the charges you placed on the card were only a few hundred dollars. Any charges after that date were obviously not made by your sister. The credit card company will get a copy of the death certificate, on which they can note the date of death. It should not be used, even for items that seem urgent. After a cardholder dies, her credit card is no longer valid. In hindsight, using her credit card after she died was not the right thing to do. I am so sorry to hear about the loss of your sister.
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